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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 808-635-6812.

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Real Estate Tips
First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Real Estate Trivia
Q 
What economic factor can make the purchase of a home an excellent long-term investment?

A 
Home price appreciation can result in a substantial return on the buyer's investment as a house increases in value over time.
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Petra Yarbrough, RA, REALTOR®, real estate agent and broker for Princeville, Kapaa and PoipuHawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Petra Yarbrough, RA
Century 21 All Islands

P.O Box 223700
Princeville, HI 96722
Phone: 808-635-6812
Fax: 808-826-9884
petrayarbrough@NUMBER1EXPERT.com


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